APY = Annual Percentage Yield. Interest rates effective as of DO NOT CHANGE THIS TEXT . Fees may reduce earnings. Rates subject to change at any time.
Kasasa Cash* Learn More
Tier | Interest Rate | APY |
---|---|---|
Balances up to $15,000 | 1.01% | 1.01% |
Balances over $15,000 | 0.25% | 0.25% |
If qualifications aren't met | 0.03% | 0.03% |
*Minimum to open $100
*APY dependent on balance in account
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in Online Banking to obtain your monthly statement
That's it! And if for some reason you don't qualify, don't worry. Your account is still free and you'll still earn our base interest rate. You can get back to earning your full rewards the very next monthly qualification cycle!
Kasasa Saver* Learn More
Tier | Interest Rate | APY |
---|---|---|
Balances up to $35,000 | 0.51% | 0.51% |
Balances over $35,000 | 0.51% to 0.32% | 0.51% to 0.32%* |
If qualifications aren't met | 0.03% | 0.03% |
*Minimum to open $100
*APY dependent on balance in account
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in Online Banking to obtain your monthly statement
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Business Checking
Interest Rate | |
---|---|
Business Analysis Earnings Credit | 0.25% |
Interest Bearing Accounts
Account | Daily Minimum Balance to avoid fee | Interest Rate | APY | |
---|---|---|---|---|
HSA | N/A | 0.15% | 0.15% | |
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $500,000-$999,999,999.99 | 3.50% | 3.56% |
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $250,000-$499,999.99 | 3.00% | 3.04% |
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $100,000-$249,999.99 | 1.50% | 1.51% |
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $25,000-$99,999.99 | 0.50% | 0.50% |
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $0-$24,999.99 | 0.25% | 0.25% |
*Min to open $100 |
$100 | Interest Compouned and paid quarterly | 0.15% | 0.15% |
*Min to open $1,000 |
$1,000 | Interest Compouned and paid monthly | 0.05% | 0.05% |
*Min to open $100 |
$100 | Interest only paid on daily balances of $1,000.00 and above | 0.05% | 0.05% |
*Min to open $100 |
N/A | Interest only paid on daily balances of $750.00 and above | 0.05% | 0.05% |
NO LONGER OPENING THE FOLLOWING ACCOUNTS: |
||||
Ultimate Plus 50 |
N/A | Interest only paid on daily balances of $750.00 and above | 0.05% | 0.05% |
Ultimate Savings |
$10,000 | Interest paid on daily balances $500,000-$999,999,999.99 | 3.50% | 3.56% |
Ultimate Savings |
$10,000 | Interest paid on daily balances $250,000-$499,999.99 | 3.00% | 3.04% |
Ultimate Savings |
$10,000 | Interest paid on daily balances $100,000-$249,999.99 | 1.50% | 1.51% |
Ultimate Savings |
$10,000 | Interest paid on daily balances $25,000-$99,999.99 | 0.50% | 0.50% |
Ultimate Savings |
$10,000 | Interest paid on daily balances $0-$24,999.99 | 0.25% | 0.25% |
Certificates of Deposit and IRA's Learn More
Term | Minimum Deposit | Interest Rate | APY |
---|---|---|---|
3 Months | $500.00 | 0.75% | 0.75% |
6 Months | $500.00 | 4.11% | 4.15% |
12 Months | $500.00 | 3.94% | 4.00% |
18 Months | $500.00 | 1.49% | 1.50% |
24 Months | $500.00 | 1.99% | 2.00% |
30 Months | $500.00 | 1.99% | 2.00% |
36 Months | $500.00 | 2.48% | 2.50% |
48 Months | $500.00 | 2.48% | 2.50% |
60 Months | $500.00 | 2.97% | 3.00% |
NO LONGER OPENING THE FOLLOWING CDS: | |||
5 Months1 | $500 | 5.17% | 5.25% |
13 Months2 | $500 | 5.15% | 5.25% |
15 Months3 | $500 | 1.49% | 1.50% |
Penalty for early withdrawal.
1- Will renew at a 6 month term/rate. No longer opening as of 6/30/2024
2 - Will renew at a 12 month term/rate. No longer opening as of 01/31/2024
3 - Will renew at a 12 month term/rate. No longer opening as of 10/10/2023