APY = Annual Percentage Yield. Interest rates effective as of DO NOT CHANGE THIS TEXT . Fees may reduce earnings. Rates subject to change at any time.

Kasasa Cash* Learn More

Tier Interest Rate APY
Balances up to $15,000 1.01% 1.01%
Balances over $15,000 0.25% 0.25%
If qualifications aren't met 0.03% 0.03%

*Minimum to open $100 

*APY dependent on balance in account

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in Online Banking to obtain your monthly statement

That's it! And if for some reason you don't qualify, don't worry. Your account is still free and you'll still earn our base interest rate. You can get back to earning your full rewards the very next monthly qualification cycle!

Kasasa Saver* Learn More

Tier Interest Rate APY
Balances up to $35,000 0.51% 0.51%
Balances over $35,000 0.51% to 0.32% 0.51% to 0.32%*
If qualifications aren't met 0.03% 0.03%

*Minimum to open $100 

*APY dependent on balance in account

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in Online Banking to obtain your monthly statement

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Business Checking

  Interest Rate
Business Analysis Earnings Credit 0.25%

Interest Bearing Accounts

Account Daily Minimum Balance to avoid fee   Interest Rate APY
HSA N/A   0.15%  0.15%

Money Market

*Min to open $2,000

$2,000 Interest paid on daily balances $500,000-$999,999,999.99 3.50% 3.56%

Money Market

*Min to open $2,000

$2,000 Interest paid on daily balances $250,000-$499,999.99 3.00% 3.04%

Money Market

*Min to open $2,000

$2,000 Interest paid on daily balances $100,000-$249,999.99 1.50% 1.51%

Money Market

*Min to open $2,000

$2,000 Interest paid on daily balances $25,000-$99,999.99 0.50% 0.50%

Money Market

*Min to open $2,000

$2,000 Interest paid on daily balances $0-$24,999.99 0.25% 0.25%

Savings

*Min to open $100

$100 Interest Compouned and paid quarterly 0.15% 0.15%

Super Now

*Min to open $1,000

$1,000 Interest Compouned and paid monthly 0.05% 0.05%

Ultimate Checking

*Min to open $100

$100 Interest only paid on daily balances of $1,000.00 and above 0.05% 0.05%

Ultimate Plus

*Min to open $100

N/A Interest only paid on daily balances of $750.00 and above 0.05% 0.05%

NO LONGER OPENING THE FOLLOWING ACCOUNTS: 

Ultimate Plus 50 

N/A  Interest only paid on daily balances of $750.00 and above 0.05% 0.05%

Ultimate Savings 

$10,000 Interest paid on daily balances $500,000-$999,999,999.99 3.50% 3.56%

Ultimate Savings 

$10,000 Interest paid on daily balances $250,000-$499,999.99 3.00% 3.04%

Ultimate Savings

$10,000 Interest paid on daily balances $100,000-$249,999.99 1.50% 1.51%

Ultimate Savings

$10,000 Interest paid on daily balances $25,000-$99,999.99 0.50% 0.50%

Ultimate Savings

$10,000 Interest paid on daily balances $0-$24,999.99 0.25% 0.25%

Certificates of Deposit and IRA's Learn More

Term Minimum Deposit Interest Rate APY
3 Months $500.00 0.75% 0.75%
6 Months $500.00 4.11% 4.15%
12 Months $500.00 3.94% 4.00%
18 Months $500.00 1.49% 1.50%
24 Months $500.00 1.99% 2.00%
30 Months $500.00 1.99% 2.00%
36 Months $500.00 2.48% 2.50%
48 Months $500.00 2.48% 2.50%
60 Months $500.00 2.97% 3.00%
NO LONGER OPENING THE FOLLOWING CDS:
5 Months1 $500 5.17% 5.25% 
13 Months2 $500 5.15% 5.25%
15 Months3 $500 1.49% 1.50%

 

Penalty for early withdrawal.

1- Will renew at a 6 month term/rate. No longer opening as of 6/30/2024

2 -  Will renew at a 12 month term/rate. No longer opening as of 01/31/2024

3 - Will renew at a 12 month term/rate. No longer opening as of 10/10/2023